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Car Keys Missing? Here's What to Do

Car keys are one of the most easy things to lose. You can lose your car keys quickly especially if you keep both your house and office keys on the one key ring.

Fortunately, your personal property insurance under your homeowners or renters policy usually covers keys stolen from vehicles. However, you may be required to pay the deductible.

Retract Your Steps

It's been a long, tiring day and all you would like to do is go home, change into your comfortable clothes and eat a pizza and watch a show. But then you realize that your keys aren't where they ought to be and your perfect night is quickly ruined. You panic and think of the worst scenarios that could happen. However, that's not helping anyone, and the most effective thing to do is to take your breath and slow down. Once you've regained control of your rational side you can begin to figure out the next step.

Retrace your steps is the first step. Think about when you last had your keys in your hands and where you were with them. You can find out where your keys went missing by retracing your steps. It's also worth a quick call to the police - if your keyless car stolen keys are stolen, you must file a report so they can look into the matter and catch the person responsible.

It is advisable to look for odd places after returning to your footsteps. Keys are often found in strange locations, such as the crease of a couch cushion. It's also worth checking with family members, as they may have a spare key that is hidden in a convenient place. If all else fails then it's time to contact a locksmith to come make you new keys. It's expensive, but it will keep your car and home safe from burglary.

Contact the police

After a long, tiring day at work you're looking forward to getting home, don your comfortable sweats and order a pizza and watch your favorite TV show. Then you find that your car keys have disappeared. What do you do?

While it's easy for you to be panicked initially, it's crucial to take an exhale and think clearly. Contacting the police is the first step.

The police department in your neighborhood may not be able find your keys to your car. However filing a police report will create a paper trail that can assist authorities in locating a thief. Additionally, many insurance companies require that you complete a police report before they will pay you for items stolen car keys.

When you contact us, be sure you give the police as much detail as you can. They will require your vehicle's model as well as registration number and any distinctive features. They can also look up CCTV footage in the area or employ ANPR technology to track the movements of your car.

Don't forget to report any valuable items that was in your car at the time of the theft. Thieves often search for things they could sell or use as a way to fund their next crime.

It's also a good idea to tell the police if you had your wallet or purse with you at the time of the theft. This can help prevent identity theft if thieves choose to use documents or financial data that they find in the wallet or purse.

You should also contact your homeowner's or renters insurance company. They could help you replace keys lost or items that were stolen by them. They will also let you know the steps that they need to take to process your claim. Some homeowners may need to engage an expert locksmith to replace the locks on their homes or their keyless entry cars stolen, while others might require their vehicles to be taken to a dealer or auto repair shop.

Contact Your Insurance Company

You should notify the police when you discover that your car keys have gone missing. This will leave a paper trail, and make it harder for thieves to smuggle your credit card information and other personal information. In addition, most insurance companies require you to submit a written report of the theft with them.

Your insurance company might cover the cost of replacing the fobs on your keys if you have comprehensive auto insurance, however, it is important to check with your provider before filing a claim. You will need to have your policy number available along with the make and model of your car.

Depending on the deductible you have and the cost of your key fob, it might not be worth the hassle of filing an insurance claim to replace lost car keys. The cost of replacing mechanical keys is less than the deductible on your car insurance and could be done at any store that duplicates keys. Smart key fobs, on other hand, will require programming by the dealer or manufacturer and could cost hundreds of dollars. If you file a claim, it will be recorded on your file and increase the cost of your car insurance next time you renew.

Other types of insurance, like homeowners insurance, could protect your keys in the event that they are stolen car with keys left in it, but this is a bit more difficult and will depend on the terms and conditions of your specific policy. You can safeguard yourself from losing your keys to your car by keeping a spare placed in a secure location outside your home or office. You'll be in peace of mind if they are lost and you don't need to pay for a replacement keys. Never leave your keys in your car. It is just asking for trouble. It is also recommended to change the locks at your house or office, especially if you have recently had problems with theft.

Call a locksmith

If you've tried to backtrack your steps and still can't find your car keys, you need to call an expert locksmith. A good locksmith can help you without damaging any of your belongings. They will also cut you an additional key on site to ensure you have a spare key in the future.

It is important to contact the police as soon as possible after you discover that your keys are missing. This will stop a burglar from taking the keys. It is also a good idea to contact the police immediately. This will give them a record of the incident, which could be useful if you need to file an insurance claim.

If you call a locksmith to fix your lock, make sure you have the VIN of your vehicle as well as the kind of keys it has. This will enable them to determine the type of key you require and the amount of programming is required for your new key. They should also confirm that you have the vehicle to avoid doing anything illegal.

Many people don't even realize it until they're already missing their car keys, but you can minimize the risk of losing them by keeping a spare at your office or at home. This can be especially useful in the event of a late-night job, or if you need to leave your car in a parking lot for any reason. It is possible to have a locksmith make you an additional key and then store it in a location that is difficult to reach, such as an unlocked drawer.

The loss of car keys isn't fun however it's a reality that everyone experiences at some moment in their lives. By staying calm and taking the appropriate steps you can minimize the damage that it causes to your property and life. Avoid using more violent or sneaky methods to get into your home or car. They will only cause you more problems in the future. Locksmiths are just a an e-mail away!